01Our spread starts with our cost. We use “spread” to mean the difference between what we pay for an item and what you pay, expressed as a percentage of our acquisition cost. Our 7% cost-based spread equals about 6.54% of the resulting retail metal price. Competitor documents sometimes use retail price or a buy/sell gap as the basis; their figures retain those definitions here.
02Break-even depends on the resale offer. Subtract the current net buyback offer from your total purchase cost to see the dollar gap. Divide that gap by the net buyback offer to find how much that offer must rise. For example, a $10,700 purchase and a $10,000 net buyback offer require a 7% increase in the net offer to break even. This is an illustration, not a Chris Clark Gold bid or a prediction of metal-price movement.
03Compare the entire transaction. Request simultaneous written purchase and resale quotes for the same product, purity and quantity. Include applicable taxes, delivery, insurance, custody, storage and liquidation deductions. A lower stated percentage alone does not establish the lowest total cost.
04Read the evidence in context. This comparison is prepared for Chris Clark Gold, not an independent ranking. Reviews are selected adverse examples; available replies and resolutions are included. A reviewer’s percentage is not proof of a dealer’s cost spread. Missing public terms mean they were not verified in this research, not that no policy exists. Contract ranges are not individual quotes; upper limits are not typical prices.